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Terms & Conditions of Use
Medigappolicies.org provides our services to you subject to the following conditions. The same conditions apply to anyone’s use of Medigappolicies.org’s features and services. Please take the time to read this agreement carefully. Your exploration of the Medigappolicies.org web site and use of our services is your acknowledgment that you have read and agree to be bound by these terms and conditions. The companies listed on this web site, including advertisers and insurance institutions, are not affiliated with Medigappolicies.org. The availability of these companies may vary by state.
Use of the Web Site and Services
When you access the Medigappolicies.org web site, we provide you with the opportunity to take advantage of our services and features contingent upon your acceptance of certain conditions. You may also be asked to enter into additional agreements before being permitted to access certain of our services. These further agreements are in addition to these terms and conditions and will govern your use of the services covered by the additional agreements in the event of a conflict between the terms of this agreement and those additional agreements.
With your access and use of this web site and services, you agree to use the web site and services only for lawful purposes. You also agree that you will not: (a) license, sublicense, rent, lease, loan, resell, transfer, assign, distribute or otherwise commercially exploit or make available to any third party our web site or services; (b) modify or make derivative works based upon our web site or services; or (c) reverse engineer, disassemble, decompile, or otherwise attempt to derive the source code or method of operation of our web site or services, or authorize any third party to do any of the foregoing.
Copyright and Trademarks
Medigappolicies.org owns the rights, title, and interest in and to our web site and services, including the intellectual property rights. Intellectual property rights are all worldwide patent, patent applications, copyrights, trade secrets, trademarks, service marks, trade names and any other intellectual property, proprietary, and database protection rights. Furthermore, the Medigappolicies.org name and logo are our trademarks, and no right or license is granted to you herein to use such trademarks.
Linked Web Sites
Our web site may contain links to third party web sites that are offered as a convenience. Those third party web sites are not under our control and we are not responsible for any content on any linked web site. Our inclusion of third party links does not imply that we endorse or accept any responsibility for the content on those web sites. If you access a third party web site from our web site, then you do so with the understanding that the risk is yours.
Representations and Warranties
You represent, warrant and covenant that: (1) You have the legal right and authority to enter into this agreement, and, if you are accepting this agreement on behalf of a company or other entity, to bind the company or other entity to the terms of this agreement; (2) You have the legal right and authority to perform your obligations under this agreement and to grant the rights and licenses described in this agreement and in any applicable additional agreement you enter into in connection with our web site and any of our services; (3) All information that you provide to us in connection with this agreement and your access to our web site and use of the services is correct and current.
You agree that you will indemnify, defend, and hold harmless Medigappolicies.org and each of its respective employees, officer, directors, and affiliates, from any and all claims, losses, liabilities, damages, fees, expenses and costs (including attorneys’ fees, court costs, damage awards, and settlement amounts) which result from any claim or allegation against any of those indemnified parties arising from: (a) your accessing our web site or use of our services including any materials disseminated or transmitted by you and/or your affiliates; (b) your breach of any term of this agreement; or (c) your negligence or intentional misconduct hereunder. We will provide you with notice of any such claim or allegation, and we will have the right to participate in the defense of any such claim at our expense.
The materials on Medigappolicies.org web site are provided “as is”. Medigappolicies.org makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Medigappolicies.org does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.
Limitation of Liability
In no event shall Medigappolicies.org or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Medigappolicies.org Internet site, even if Medigappolicies.org or a Medigappolicies.org authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
There are no other third party beneficiaries under this agreement. The waiver of a breach of any provision of this agreement will not operate or be interpreted as a waiver of any other or subsequent breach. If any provision of this agreement is deemed unenforceable, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect. You may not assign, delegate or otherwise transfer this agreement or any of your rights or obligations under this agreement without our prior written consent. Any such assignment, delegation or transfer in violation of the foregoing will be null and void.
Last updated: May 24th, 2013